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'All The World Has The Plague!'
The First Last ManWritten in 1826, this is, as far as I know, the first novel to take up the subject of a deadly plague that threatens the survival of the human race. Potential readers need to be warned that the writing style takes an effort to get used to. There is nothing wrong with it. It's simply different from a different age, the age of the Bronte sisters and Jane Austen. It is well worth the effort.
A beautiful book.

Not what I expected in the least
The Return to Glory Days: My stocking stuffer solution
The Return to Glory Days is the bible for injury prevention!

Alfred's Essentials of Musical Theory
Learning Basic Theory
Excellent book for musical beginners

Nice little book
This is a great book.

This is a essential reference, but
A Cath Lab Staple

Great Questions, Clear Thinking, & Questionable Conclusions!If the book had stopped with raising the question about how to invest so that you had financial security, and exposed all the risks as it does, it would have been a five-star book.
If the book had only looked at the importance of assuming that the future is unpredictable, and discussed alternatives about how to reduce the risk of that unpredictability, it would have been a five-star book.
Where the book gets into trouble, is that it offers unqualified recommendations that will get you into financial trouble. I graded the book down two stars for this problem.
The book argues that you focus on your day job (your career) as task one. Very few people will ever get to the point where investments replace earned or operating business income. Most financial books skip over this very important point.
Further, the book makes the important distinction between money that you should not take risks with and money that you can afford to lose. And it reiterates that distinction often and effectively. The money you plan to retire on is money with which you should not take much risk, and the money you have saved above that you can try other things with.
I particularly admired the many ways Mr. Browne documents the likelihood that any way you learn about to "beat the market" will soon do very poorly. Although this will not be enough to discourage the inexperienced from avoiding "taking a flyer," certain lessons can only be learned the hard way by most people.
So what's the real problem with investing? Prices fluctuate . . . a lot. These fluctuations cause investors to do the wrong things. They buy high and sell low. Ouch!
Mr. Browne's solution is to put together a portfolio that will protect you against the downside circumstances of high inflation, deflation, prosperity, and deflation. Although he doesn't say it, he wants your investments to be steadier in value so you won't be tempted to buy high and sell low.
Here is where the thinking gets a little dicey. How much downside risk you need to protect against depends solely on two things: the likelihood that you will sell at the wrong time and how long you will hold the asset. So the solution will tend to differ for each person. And I'm not quite sure how anyone assesses anyone's emotional tendency to buy and sell at the wrong time.
So let's shift focus. How can you avoid taking a ride downward? In nominal terms, that's not too hard. Stay in cash. You will always get some return, and if you are holding government short-term securities (like Treasury bills) or are in a government-insured savings account, there is little risk of losing your principal. For example, in tax deferred accounts, the returns on cash now are well above inflation. So in some environments, you won't even lose buying power.
So if you are close to retirement (or needing the money), it makes sense to be almost totally or totally in cash.
If you are 20 years old, the question turns around. Over a period of 40-50 years, cash will probably earn you a lower return than any other investment you can make. But can you handle the volatility? You should probably assume that you cannot handle the volatility. So you should have a fair amount of cash too in your "investment" rather than your "speculative" funds.
But you can handle that risk, too, in another way. You can save more money than you need to retire on (or for your children's education or whatever). Then the volatility will only take you down towards the minimum sums you need to have, not take you below your targets. If this approach feels comfortable to you, it is a better solution. You will earn more money and have less lifetime risk.
There are quite a few areas where I have problems with his advice. They are too numerous to outline here, but I will mention a few:
He ideally wants you to own 25 percent of your portfolio in gold in Austria or Switzerland. First, if you are over 60, I think that's very risky. If the value of that gold goes down, you've just lost. You won't probably hold it long enough to make the loss back. Second, you will increase the chances of being audited by the IRS if you honestly declare that you have a foreign bank account. Third, you will have violated the law if you do not. Fourth, what if you and your spouse die in a car accident? Are your heirs going to find that gold? Do you really need these problems?
He also encourages you to have your money in stock mutual funds and to select three for diversification. But he doesn't give you the information you need to do that well. See John Bogle's Common Sense on Mutual Funds for help with that issue.
Finally, he recommends people you can implement that strategy with. Be skeptical of any author who presents "trustworthy" people for you to work with. There are many, many ways this advice can represent conflicts of interest, overt or sub rosa.
If a salesman told you you could have "fail-safe" results and only need to spend 30 minutes a year to do so, would you believe her or him? Where else should you be skeptical about the specifics of advice you receive.
Think through how to "emotion-reduce" and "risk-reduce" your investing!
THE BEST-KEPT SECRET IN THE INVESTING WORLD...

Excellent!!!Very useful for gardeners identifying plant zones. And excellent for anyone planning on moving to FL and trying to learn about hazards from an unbiased point of view.
Really a wonderful handbook to understand weather in general & FL in particular. Highly recommend it!
review of florida weather

Popular account
A Model of Popular Science Writing

Good Book for Teaching French to Young ChildrenHaving said that, the illustrations are wonderful and the quality of the hardback book ............. is just great.
Although there is a glossary and pronunciation guide, I would not recommend this book to a parent who does not have a rudimentary knowledge of French.
A great book to teach some basic Spanish vocabulary

Lovely character study.
I loved this book!
Excellent book
The action of 'The Last Man' takes place between 2073 and 2100 AD. England is ripe for change as the last King of England abdicates his throne in response to public outcry for a more democratic form of government. Lionel Verney, a shepherd, is drawn out of a life of wildness and crime by Adrian, the former crown prince of England. The charismatic Lord Raymond enters the story as the lover of Lionel's sister, Perdita, and the newly-elected Lord Protector of England. Torn between his love of power and his affections for his wife and a persistent attachment to Evadne, a Greek woman, Raymond renounces his political position and flees to Greece. There, he leads a military campaign to establish Greek independence and bring about the end of the Turkish empire.
Then, the Plague takes over. The nondescript malady has wiped out the population of Constantinople just as Raymond conquers it, making his victory meaningless. Word of the plague's virulence comes in from Asia and America, and from the southern, eastern, and western corners of the world, the plague begins to encroach inward towards Europe and England. The remainder of the novel tracks Lionel and Adrian's attempts to save the human race from utter annihilation.
In 'The Last Man', Mary Shelley gives us a horrifying, desolate prophecy of the future, when religion, technology, and human effort are all exposed as meaningless. Although many might say that she also abandons the redemptive possibilities of art, I think that art provides the novel's only hope. Mary Shelley's dependence on art of every format is clear in the novel's influences - She has Lionel refer to literature, including the works of Daniel Defoe, Charles Brockden Brown, Ann Radcliffe, Homer, Shakespeare, and Jonathan Swift among others.
The novel is fraught with problems of gender and power relations. At any moment of emotional weakness, Lionel calls himself 'girlish' or 'womanly,' and the novel seems to privilege women who are selfless and submissive. On the other hand, as Morton Paley's introduction points out, the plague itself is consistently described as female, at one place referred to as 'The Queen of the World'. With regard to power relations, Lionel continually mentions that in the dying world of humanity, social distinctions have all been abandoned - and yet there are still references to his 'servant' or those of other people. The most problematic scene in the novel revolves around racial distinctions when Lionel encounters a dying black man in London.
There are a million things to talk about in 'The Last Man,' and a novel so rich for discussion deserves to be read by as many people as possible. This is a book I warmly recommend, so pick it up and discover that there is more to Mary Shelley than 'Frankenstein'.